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Available Loan Options

Personal loan

Quick and easy money with low interest rates

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Business Loan

Get upto 1Cr to develop your business

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Home Loan

Avail at the competitive interest rates with flexible repayment options.

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Loan Against Property

Ideal for business expansion or emergencies with lower interest rates

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Instant Loan, Instant Benefits

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Our Features

Loans Provide you a Financial Flexibility

Loans provide essential financial support for major purchases, business growth, and emergencies.They also help improve credit scores and enable access to valuable investment opportunities.

Customized Loan Amount

Get business finance to meet your unique business finance requirements.

Quick Approval Process

Fast and hassle-free loan approvals with minimal documentation.

Low Interest Rates

Competitive rates to make repayment easier and affordable.

Trusted Customer Support

Friendly and reliable team to guide you at every step.

About Our Company

Vinaayak Fin Assist

At our Loan Agency, we specialize in providing all types of loans with a hassle-free process. Whether it's personal, business, home, or mortgage loans, we ensure quick approvals and transparent service. Our mission is to make borrowing simple, secure, and stress-free for every client. Trust us to be your reliable financial partner with a commitment to honesty and support.

Quick Approval Process

Low Interest Rates

Trusted Customer Support

Enquiry now
1,00,000 +

People Reached

500 +

Customers Served

10 +

Skilled Agents

5 +

Experience

Instant Loan, Instant Benefits

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Our Services

Explore our Financial Plans

Personal Loans

Get Personal Loan online uptp ₹40 Lakhs

Looking for urgent funds without any collateral? Get a personal loan online from Vinaayal Fin Assist with quick approval for expenses like medical needs, home upgrades, travel plans, or special occasions. Enjoy loan amounts up to ₹40 lakhs at competitive interest rates, making big spends easier to manage. The digital process is fast, with minimal documentation and simple eligibility. Apply now and take care of your finances with ease!

Documents Required for Personal Loan

KYC- A copy of your Aadhaar Card & Pancard.

Address proof- A copy of your Aadhaar Card, Voter ID, Driving License, or Passport.

Salary slips- Last 3 months copies of your salary slips.

Bank statement- A primary bank statement (salary account) for the last 6 months.

Employment certificate- A certificate confirming at least one year of continuous employment.

The Personal Loan eligibility for Salaried individuals:

Age should be between 21 to 58 years

Minimum monthly income should be ₹15,000

Minimum of one year of work experience

Home Loans

Get Home Loan Online Up to ₹1 Crore

Turn your dream home into reality with Vinaayk Fin Assist! Get housing loans up to ₹1 crore* at competitive interest rates starting from just 7.99% p.a. Enjoy a hassle-free online application, minimal paperwork, and instant provisional approval. With flexible tenures of up to 30 years, Vinaayak Fin Assist makes homeownership easy and stress-free.

Documents Required for Personal Loan

KYC- A copy of your Aadhaar Card & Pancard.

Address proof- A copy of your Aadhaar Card, Voter ID, Driving License, or Passport.

Salary slips, Bank statement, ITR for proof of income

Property documents or sales deed.

Key Points:

Loan amount offered Up to ₹1 crore

Loan Tenure 30 years

Interest Rate 7.99% per annum

Instant Loan, Instant Benefits

Check your pre-approved offer. Apply now!!!

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Business loan

Get Business Loan Online Up to 10 Crores*

Every business, regardless of its size or industry, needs timely financial support to grow and thrive. A business loan is an unsecured form of credit designed to meet urgent funding needs—whether for expanding operations, increasing production, going digital, purchasing inventory, or acquiring new equipment. With Vinaayak Fin Assist’s business loans, you get quick, hassle-free access to funds tailored for your business goals.

Documents Required for Personal Loan

KYC- A copy of your Aadhaar Card & Pancard.

Proof of business (Business Registration Certificate (MSME, FSSAI), GST Registration Certificate, Trade License, or a certified copy of the Partnership Deed Agreement or Sole Proprietorship Declaration)

Last two years’ Income Tax Returns and Computation of income

Address proof- A copy of your Aadhaar Card, Voter ID, Driving License, or Passport.

Current bank account statements for last six months

Key Points:

Loan amount offered Up to ₹10 crore

Loan Tenure 12 to 16 months

Interest Ratestarts at 14%

Loan Against Property

Get Loan Against Property Up to ₹ 10 Crore*

Fulfill your urgent financial requirements with a Loan Against Property from Vinaayak Fin Assist, offering flexible tenure of up to 240 months. Avail funding of up to ₹10 crore* with complete freedom on end-use—ideal for both personal and business needs. Benefit from competitive interest rates, extended repayment periods, quick disbursal, and a smooth, hassle-free application process.

Documents Required for Personal Loan

KYC- A copy of your Aadhaar Card & Pancard.

Proof of business (Business Registration Certificate (MSME, FSSAI), GST Registration Certificate, Trade License, or a certified copy of the Partnership Deed Agreement or Sole Proprietorship Declaration)

Last two years’ Income Tax Returns and Computation of income

Address proof- A copy of your Aadhaar Card, Voter ID, Driving License, or Passport.

Current bank account statements for last six months

Key Points:

LAP Loan Amount Upto 10 Cr

LAP Loan Tenure 12- 240 months

Interest Rate9%* p.a

Some Important FAQ's

Common Frequently Asked Questions

A: Minimum monthly income should be ₹ 15,000.

A: To qualify for a business loan, you must have a minimum CIBIL score of 675. A higher score can improve your chances of approval and help you secure better terms and interest rates.

A: A co-applicant in a home loan can typically be a spouse, parent, sibling, or child, sharing the loan's responsibility and benefits.

A: Yes, it is possible to avail of two home loans at the same time, but there are certain conditions and eligibility criteria that you should be aware of.
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